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I retired from my job at 56 and I'm now 60. I still have a young daughter to look after and I am thankful for having the time to spend with her.

I retired at 67 and love it. A number of my friends have not retired because they struggle to find meaning in their lives outside of work. I cycle, travel, cook for homeless folk, enjoy music concerts and manage my investments. I have no regrets and at 72 enjoy the freedom. The trick is to make sure you have meaning and purpose.

I just turned 60 and am earning over $800k/yr. Never imagined this and am truly blessed. It is very hard to walk away from this

I am 72 and love my work and value I can add to those around me. I still feel like I have a lot to give.

Math is incapable of lying. Holler if you hear me

Your approach to disagreeing with Dave is with grace, to say the least. You will be on the right side of history and considered a gentlemen. Carry on!!

You're not "nerding out too much". Great information, but as important, your attitude and concern come across as sincere. Priceless. Thank you.

Semi retired at 48. Fully retired at 51. Best decision ever. Time, time, time.

I'm 53. I have recently reduced my hours. I would rather be time rich rather than constantly chasing greater wealth.

Spelling mistake on your caption - it says “…people who don’t UPFLIFT themselves”

Great information, might reach out for advice.

Great points. Thank you

Every single day I am trading off health for work at this point.

Great perspective. So true!

I wonder how the greatest generational wealth transfer is playing into when people might retire.

54 and think more about health and time than money.

I really struggled adjusting to retirement. So much so that I actually went back to work part time for a year. Now I am officially retired and have found that joining a gym has really helped me. I have never had a gym membership in my life but my Medicare advantage plan pays for it so I thought WTH. I get up every morning get dressed in my work out clothes and head to the gym. It gets me up and out of the house and then while I am out and about I run my errands. Besides feeling healthier with my work out I have a routine and by the time I get home I already feel like I have accomplished so much. Also we had our first grandchild arrive end of last year so that keeps me busy too. Retirement life is so much better! But it is a huge adjustment. Be kind to yourself if you are struggling like I did. It really takes time to settle into your new life.

Great show. I do all except fitness.

68 and still working full time operating NASA spacecraft; a job which I generally enjoy and which Im held in high esteem by peers and superiors (all of whom have made it clear to me that they want me to continue). SInce covid I have lived at the beach (a 2.5 hour drive from control center) and worked full time remote 4 weeks out of every 5... Decent retirement savings, receiving a good pension from previous employment, making great salary, generally low stress working during the 4 weeks remote, a bit more during that 1 week in office but not killing me by any means. I Get 7 weeks off per year so I can still do adequate vacation travel. I DO have several triggers that will automatically cause retirement decision (full time back to office is one). The crazy thing is I walk around my beach town and think of what little minimum wage type part time low stress "jobs" I might find OK in retirement as a way to stay busy (i.e. running the beach umbrella rental concession) and THAT is why I'm still working because as soon as I compare those potential jobs vs what I have now I realize how stupid such a trade would be. Ultimately I can't really find a good reason to retire at the moment (but of course that could change in an instant). When I was younger I worked to live, now it is becoming apparent to me that I live to work. Oh the humanity

Everyone needs to question why they are working and what they are trying to achieve whilst living on this planet. We are all on the same train ,just getting off at different times . We need to really find out what makes us happy and fulfilled whist riding that train.I have had my time on the hamster wheel and now enjoying the simple life ,lots of beach walks which we both love,playing guitar ,reading, life in the slow lane is great.

I have never once in my life heard a woman say that she would work so that her husband could retire in his fifties, so he could have more time to enjoy his quality of life in retirement. Women will sit back I want to do nothing and watch their husbands work their fingers to the Bone and break their backs until they are 65 and have no gas left in the tank to retire. To all you younger guys out there, don't let your wives and girlfriends sit on their asses getting fat doing nothing. You need to protect your finances and keep them working so that you can retire at a decent age and have a chance to enjoy your life for all the hard work that you put in.

I should work for about 16 more years before reaching traditional retirement age. However, I've increasingly been thinking that career advancement is simply not worth the added stress. The house is almost paid off and we have enough for both kids to graduate from college debt-free. Retirement savings is fine. I have no desire to acquire adult toys like boats, motorcycles and second homes.

The sad part is that the modern job has become so damaging to health, and this is almost a universal experience. The expectation of killing stress has become so normalized that people see retirement as their only option for improving their health.

I just turned 59. I’m a self-employed musician with no plans to ever fully retire. find it very liberating that I have the financial and emotional flexibility to tell people who steal my joy to go pound sand. 😂

Just turned 63, no kids, no spouse. Retirement will happen when I find it, or it finds me.

They should rename the news as opinions and persuasions since very few facts are reported anymore without how someone else wants you to interpret what happened. Anyways, watch what happens to your outlook on life after you avoid the news for about six months. It is amazing. Best way to remove spending down assets anxiety is with guaranteed monthly income. People fear cashing in investments and savings, but they feel comfortable spending monthly paychecks. Before you retire, make a list of what things or activities make you happy. Then, review the list on your birthday and January 1st each year to make sure you are still on the path of happiness. If you don't have health, you don't have wealth.

I plan to retire at 62 in another country outside the US that is free, safe and very cheap with a high quality of life. I could fully just rely on only my SS if I wanted to when that times arrives but I'll also have at least one pension, a 403 (b) and a very prolific lnvestment account with my Abby Joseph Cohen my FA. Retiring comfortably in the US these days is almost impossible. I honestly don't understand why people don't move to another country when they get older in retirement. It seems everybody has excuses for almost anything to not take action to better their situation.

Health wise….I walk four miles every evening with the youngest of my three sons. This provides an hour to discuss what’s going on during his day and how school is going. This has increased my bond with my son and an opportunity to discuss ways to think about life and how to handle those character building moments. I came from Liverpool to Chicago at 21 years of age with $600 in my pocket. I done ok now living in Scottsdale, AZ. I honestly believe that it is harder on young people these days with rate of inflation in the U.S. that said, I have lots of conversations with my three sins. The biggest enjoyment for me is seeing what upstanding men they have turned out to be, which is more gratifying when friends and family mention it to me. That’s my biggest proud moment !

At the end of the carrer, the work/health limit is all the question.

The best thing my husband did was retire at 62. I was a little nervous about the money, but I told him if he could show me that we'd have enough to live on, I'd be in too. He found out what we'd get from his pension and our social security and it was totally doable even though we had to pay for medical insurance until our Medicare kicked in.

I am 59 and 6 mos away from retiring. I have not made it through the entire video yet but #3 IS THE MOST important IMO. I see so many people my age who are in terrible shape, at least 30lbs overweight or more and stressed out, usually drinking everyday and they eat terribly. I see others that are just starting their 70s and they can hardly do anything any longer and have already had numerous surgeries or medical related issues. Many of these things could have been solved long ago by simply walking at least an hour a day and eating better. The focus on money is just way overblown and more people should cut their expenses, retire NOW and focus on living a healthy life!

Was planning to retire at 62, but when I discovered I could pull from my retirement at 59-1/2 I did some rethinking. Was working on my feet 8 hours a day with a bad back, arthritis in hands and neck, and really so exhausted at end of day i didn't do anything. Plus, worked for a company that wanted you to do the work of 2-3 people and really had no loyalty to longtime, hardworking employees. I retired April 1 and don't regret it. Have always been frugal so the financial aspect hasn't changed. Been able to take care of self and exercise. It isn't perfect, but life is less stressful.

Dave, I am a teacher who will retire in about 5 years. Yet I learn so much from your videos, and I´m not talking money here, even though your philosophy and mine there pretty well mesh. I´m talking about your wisdom in getting people to plan what they want to do and who they wish to be, to be happy retirees. I think I will be ready, but I also think I´ll keep watching some of your videos. There still might be more for me to learn and consider. All I can say is....Thank you!

I wonder why people focus on heath after retirement.

Glaringly absent from this video is any mention of health insurance. As Americans, this is extremely important. Sure, I could afford to retire at 60, but what would I do for health insurance? I could never afford thousands of dollars a month for health insurance premiums, deductibles and medication costs. Focus on my health by retiring? Yeah, right.

I dont disagree with limiting news consumption, especially these days however it may leave you blind sided when their ignorance starts hitting close to home.

I decided when I was 55/6 that I wanted to retire at 60 and looked at what the financial, etc situations would likely be and what I’d need to give up to retire at 60 and if it was worth it to me. I decided it was and did it, very happy with my choice.

I just found your station and this presentation is excellent.

Great video!

Just passed 80 . Years ago I decided to pick an age and a $ amount and which ever came first would be the trigger . The $ amount came first so I quit which I guess should have been the end of that part of my life BUT right out of the blue I was offered an opportunity that was going to take 40% of my time in a totally unrelated industry. So I thought about it said yes and 20 years later I am still in this part time gig which to be honest makes me laugh .

I can empathize with a lot of these. Approaching my late 50's and have been thinking of retiring, but always seem to come up with a reason to put it off another 6 months. I have an uncle who's been retired for awhile and every time I see him he asks, what's the retirement date now. Like the video says, I worry about how much I have saved, the economy, inflation, our mind boggling national debt. I'm worried about the dollar collapsing and everything I've saved not being worth anything over night. I know he says watch less news but how can you ignore it, like Saudi Arabia announcing they'll no longer trade exclusively in dollars after 50 years, I mean that's scary! The dollar has always been king around the world and when you hear news like that it makes you think, well maybe right now is not a good time to leave a steady good paying job!

Great video.

I do all these things. My only problem is I have investment properties that take too much time to manage. So retired? Not really. More dealing with shit...

The only person who could help me get out of a stressful 20 year career was me. It’s amazing what you’ll put up with at work when you’re a single person with a mortgage and a degree to pay for. One day I burst into tears in my office and HAD to make a change. I refinanced my mortgage so the repayments were less than half and got a job with practically no responsibility that paid much less but it saved my life. I no longer care about keeping up appearances with an impressive job title. And can I tell you, no one wants to hire a senior manager into a junior job, it was much tougher than finding a more senior role so I asked my manager for a different role and replaced myself with a new manager who I then reported into and worked from home, they thought I was crazy but did it. Anyway I now have no stress and my health is returning, a big leap of faith. Take care

The stress of my teaching job impacted me so badly that I had a health crisis. Not worth it so I got out at 55. It was killing me.

I Left my job after 17 years when my wife said this job is killing you. It took 2 years to get healthy. Lost 25 pounds and became a Nutrition Coach. I make less money, but don't need the money and am more relaxed and happy.

The Christian Bible and greek philosopher Epicurus said, "Eat, drink and be merry for tomorrow we may die.". ( No it wasn't Shakespeare. )

It's scary retirement you save all your life then you think will I have enough plus you now take money out and your stash is moving the opposite way than it did for forty years but iv been out now for four years nine months and it's great 54 was a good time to go 😁

Bravo to all...especially 8! I retired as airline pilot 7 years ago and now have regular bowels and sleep better.

I think you are absolutely Correct !!!! You Can't renew Your Time Or Health !!!!!